Short answer: if your business sells over a counter or to repeat trade customers (a shop, pharmacy, wholesaler, salon, gym or restaurant), HisaabPOS is the most useful CRM in Pakistan in 2026, because customer records, purchase history, khata (credit ledger), WhatsApp reminders and CRM leads and follow-ups all live in the system you bill from. Every paid plan includes the CRM module, from Rs 1,000 a month for up to 3 users. If you run a B2B sales team with long deal cycles, use a pipeline CRM instead: Zoho CRM (free for 3 users) or HubSpot (free for 2 users) are the best starting points.

Prices are as of November 2026. Ranked shortlist: CRM software collection · All CRM and sales tools.

Quick comparison

CRM Free option Paid from WhatsApp Khata / billing Best for
HisaabPOS Free plan for 1 user; 1-month trial on Starter Rs 1,000/month per business (3 users) Bills, statements and reminders from your own number Built in Shops, pharmacies, wholesalers, salons, gyms
Zoho CRM Free for up to 3 users Per user/month Via integrations Separate app (Zoho Books) Small B2B sales teams
HubSpot Free tools for 2 users (with HubSpot branding) USD 7/seat/month for eligible new customers, USD 20 regular (Starter, yearly) Via integrations No Teams that also run email marketing
Bitrix24 Free plan (limits vary by region) About USD 49/month flat for up to 5 users (yearly) Paid plans Invoices; scope varies by plan Teams that want CRM plus tasks and chat
Pipedrive 14-day trial USD 14/seat/month (yearly) Via integrations No Deal-focused sales teams
HysabOne 14-day trial PKR 3,499/month (yearly) Not advertised Built in (accounting) SMEs that quote, invoice and account in one place

What does CRM mean for a Pakistani small business?

Customer relationship management is usually described as a sales pipeline: leads, deals and stages. That fits a software house, an education business or a real estate agency. But many Pakistani small businesses do not have a pipeline. They have:

  • Regular customers who buy every week and sometimes on credit
  • Udhaar that must be collected without spoiling the relationship
  • WhatsApp as the main channel for orders, bills and reminders
  • Staff who need to see a customer's history at the counter, not in a separate app

For these businesses, the best CRM is the one connected to billing. A separate CRM that does not know who bought what, or who owes how much, becomes another register nobody updates. If, instead, you capture leads from ads, assign them to sales reps and turn quotations into deals, you need a pipeline CRM, and the second half of this list is for you.

1. HisaabPOS: best CRM for shop-based businesses

HisaabPOS is a POS and business system, and its customer side works as a practical CRM. Every customer and supplier gets a record with full purchase history and a khata. Credit sales, payments and statements are tracked automatically, and bills, statements and payment reminders go out on WhatsApp from the shop's own number. The CRM module (leads and follow-ups) is included in every paid plan, so you can track prospects and next calls alongside existing customers. You can also sell on installments with guarantors and collection tracking, and ask the built-in AI assistant, in the app or on WhatsApp, questions about your own sales and customers (Urdu video).

Because it is the same system you bill from, the data is always current. It runs on Android, Windows and the web, in English or Urdu.

Price: a free plan for a one-person shop; Starter Rs 1,000 a month (1 branch, 3 users), Growth Rs 2,500 (3 branches, 10 users), Business Rs 5,000 and Pro Rs 20,000 (unlimited users). 1-month free trial on Starter, no card.

Pros

  • Customer history and khata update automatically from every sale
  • WhatsApp reminders and statements from your own number
  • CRM leads and follow-ups included, not an add-on
  • Urdu interface and tutorials; works on a phone

Cons

  • Not a full sales-pipeline CRM: no deal stages, email sequences or forecasting
  • Marketing automation (email campaigns, landing pages) is not included
  • User limits per plan: a fourth user means moving to Growth

Before you send reminders from any system, check how it connects to WhatsApp and keep messages to customers who expect them, so your number stays in good standing. See how khata works: HisaabPOS kiryana POS.

2. Zoho CRM: best free pipeline CRM

Zoho CRM has a forever-free edition for up to 3 users with contact management, workflow automation and mobile apps, and paid editions per user per month. It supports 28 languages and has no contract lock-in.

Pros

  • Generous free edition for a small team
  • Connects to Zoho Books, Inventory and 40+ other Zoho apps

Cons

  • Advanced AI and process features sit on higher editions
  • Not built around counter billing, khata or FBR

HubSpot vs Zoho

3. HubSpot: best for sales plus marketing

HubSpot's free tools cover 2 users, with contacts, deals, email integration and a meeting link, but they carry HubSpot branding on emails, chat and meeting pages. Sales Hub Starter is listed from USD 7 per seat a month for eligible new customers on yearly billing, against a regular USD 20.

Pros

  • Strong free entry point and free training through HubSpot Academy
  • Marketing, sales and service on one database

Cons

  • Free tools stop at 2 users and include HubSpot branding
  • Professional is USD 90 per seat a month (yearly) plus a USD 1,500 onboarding fee

4. Bitrix24: best CRM plus team workspace

Bitrix24 bundles CRM with tasks, team chat, video calls and documents. It has a free plan, and paid plans are flat monthly prices per organisation within a user cap: Basic is about USD 49 a month on yearly billing for up to 5 users, with larger tiers for 50 and 100 users.

Pros

  • Flat pricing is cheap per person for larger teams
  • CRM, tasks and chat in one place

Cons

  • The free plan has limited storage and features, and its limits vary by region
  • A busy interface with a learning curve

5. Pipedrive: best for deal-focused sales teams

Pipedrive is a pipeline-first sales CRM with a visual deal board, activity reminders, automation and 500+ integrations. Lite is USD 14 per seat a month on yearly billing.

Pros

  • Very fast to set up and easy for sales reps to keep updated
  • 14-day full trial, no card

Cons

  • No free plan
  • Email sync and automation need the Growth tier (USD 39)

HubSpot vs Pipedrive

6. HysabOne: CRM inside a local accounting system

HysabOne is Pakistani accounting and inventory software with quotations, customer records and invoicing, and unlimited users on every plan.

Pros

  • Quotations, invoices and receivables in one local system
  • Unlimited users

Cons

  • No pipeline or WhatsApp automation advertised
  • Yearly billing

Salesforce is the enterprise standard but is more than a small Pakistani business needs. We have not reviewed local tools such as HelloLeads or WhatsApp-first CRMs yet; if you make one, submit your tool or see sponsored placements.

Which CRM fits your business?

Your business Our pick
Kiryana, pharmacy, hardware or wholesale with credit customers HisaabPOS
Salon, gym or tailor with repeat clients and packages HisaabPOS
Software house, agency or B2B services, 2–3 sales people Zoho CRM free or HubSpot free
Real estate, education or car dealership with many ad leads Pipedrive or Zoho CRM
Team that wants CRM, tasks and chat together Bitrix24

Tips for getting value from any CRM

  1. Log every customer at the first sale, with a phone number, so reminders work later.
  2. Set a credit limit per customer before udhaar becomes a problem.
  3. Send statements monthly, not only when you need money; regular statements get paid faster.
  4. Give staff the right access: counter staff see history, only owners see balances and profit.
  5. If you send manual invoices to B2B clients, keep them consistent with an invoice generator until your system produces them.

For teams in the United States

US small teams usually pick a CRM that connects to Gmail or Outlook, QuickBooks and Stripe, and should check state privacy laws such as the CCPA if they store California customers' data. HubSpot, Zoho CRM and Pipedrive all cover those integrations. Our CRM guide for small teams compares them in more depth.

Our verdict

For Pakistani businesses that sell over a counter and collect on credit, a CRM that is part of the billing system wins. HisaabPOS gives you customer history, khata, WhatsApp reminders, leads and follow-ups from Rs 1,000 a month. If you run a B2B sales team, start with Zoho CRM or HubSpot free, and move to Pipedrive when your deal pipeline is the business.

How we ranked: fit for Pakistani small businesses, WhatsApp and credit (khata) handling, price and ease of setup, from vendor pages as of November 2026, with the draft fact-checked against vendor sites. Disclosure: HisaabPOS is run by the same owner as ProductListo, and we have stated where it is not a full pipeline CRM.

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